

Redeem points by booking travel through Chase’s portal at a fixed rate of 1.5 cents per point (versus only 1 cent per point if you used the Freedom Unlimited portal)Ģ. This will open up 2 redemption possibilities that the Freedom Unlimited card doesn’t have:ġ. Therefore, when it comes time to redeem, you should transfer all points earned on the Freedom Unlimited card to your Sapphire Reserve account. Points Redemption OptionsĬhase allows you to easily combine your Ultimate Rewards across all your accounts. In addition, you can supplement those earnings by using the Sapphire Reserve card to earn 3 points per dollar in the travel and dining categories. It’s essentially like having all your spending in bonus categories. This is the area where having the Freedom Unlimited card really helps create value: Ultimate Rewards is a very valuable currency, and with this card you will earn at least 1.5 points per dollar on all purchases. The Sapphire Reserve card earns 3x on travel and dining and 1x on all other purchases.

The Freedom Unlimited card earns 1.5 Ultimate Rewards on all purchases with no limit. The Freedom Unlimited card has no annual fee while the Sapphire Reserve card carries a $450 annual fee. In addition, the ability to get so much out of only 2 cards allows travelers to simplify their wallets and reduce the cost of the annual fees they pay relative to a traveler who carries many cards. The combined benefits of this combo provide just about everything a travel hacker could want in their credit card portfolio – high points earning rates, a very valuable currency, a diversified array of travel benefits and purchase protections, and point transferability. The Chase Freedom Unlimited card and the Chase Sapphire Reserve card is quite possibly the best credit card combination in the entire travel rewards industry.
